Home Surveys
A home survey is required to gain an accurate value of the property that you are purchasing.
Some surveys will give you an accurate valuation of a properties market value, whilst others will simply ensure it is worth the price you have agreed to pay. In general most surveys will tell you about the condition of the property and will be insisted upon by your lender in order for you to get a mortgage.
Types of home survey
There are four types of surveys which you can choose. It is important that you choose the correct type of survey relevant for the type of property that you are purchasing.
Home condition report
A basic survey which does not include a valuation. This is popular if you are buying a modern property in good condition. This is the cheapest survey.
Home buyer report
This is a more thorough survey which looks at structural safety and also includes a valuation. Suitable for a modern house or a standard older property in good condition. This is more detailed, therefore it will be more expensive.
Building or structural survey
An extensive survey which produces a comprehensive report. This would be suitable for an older house, listed building or non-standard property. This does not include a valuation. This is the most costly.
New build snagging survey
A specialist survey for new homes. The developer would then be able to sort out any defects that were found.
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