First Time Buyer

Buying a house for the first time can seem a huge undertaking. At Carousel we are happy to simplify all the different stages of the process and explain them to you.

After searching through all the available properties and viewing the individual homes at your leisure, you will finally choose a property that you wish to purchase.

The first step is to contact the relevant Estate Agent and make an offer – providing that you have an offer of mortgage or an ‘offer in principle’ in place. If you don’t know what an offer of mortgage is, then please visit our Mortgages page.

Offer Accepted

Great news, the Estate Agent has contacted you and your offer has been accepted – what next?

At this point you need to contact your mortgage lender and appoint a legal adviser. Your legal adviser or Solicitor will take care of your Conveyancing.

Conveyancing is a legal process of buying a home, for further information please refer to our Conveyancing page.

Surveys & Reports

Your mortgage provider or lender will insist on a survey. There are various types of survey, please see our Home Surveys page for further detailed information.

Another report that you require is called a Home Energy certificate. This will be provided by the seller. For further information please see our Home Energy page.

During this period there is much communication between the sellers representatives, your legal team and of course the Estate Agent. At Carousel we will keep you regularly informed of how everything is progressing.

Exchanging Contracts

When your legal team and the sellers legal team are agreed you will be asked to sign the contract and exchange with the seller. At this point you will need to pay your deposit your Solicitor will give you advise regarding this. Once you’ve paid your deposit, you are committed to the sale.

Stamp Duty

Depending on the value of the property that you have bought, you may have to pay Stamp Duty.

You have to pay Stamp Duty Land Tax if you buy a property in the UK over a certain price (currently £125,000.00). This is charged on all purchases of houses, flats and other land and buildings. Rates vary depending on the purchase price, for further information visit www.gov.uk/stamp-duty-land-tax-rates.

The lender will then transfer the remaining balance of the money to your solicitor and he will in turn transfer the money to your sellers solicitor.

Collect Your Keys

Congratulations, you have purchased your first property.

Need Conveyancing?

Need Conveyancing?

We are happy to recommend a fully qualified solicitor for your conveyancing, one who is suitably qualified and experienced to deal with your property.

Contact Us

Read What Our
Customers Say


Best customer experience I've had renting a property since moving up to the North East! Matthew was extremely helpful, always kept me and my partner updated during the entire process and was easy to get in touch with, quick response time to our queries too. Made our renting experience completely stress free and even provided us a lovely gift box on our move

Tenant - Owen



I contacted Carousel and spoke to Matthew to rent a flat and experienced the best customer experience I've had in years.Nothing was too much trouble and unbelievably everything including references and checks were done in one week, exactly from one Saturday to the other I signed and had my keys! The whole experience was so good, I'd actually forgotten

Tenant - CS



My property became available to re-let having previously being marketed by Liz and her team. Re-advertised promptly. Within 24 hours tenants secured having viewed straight away and paid deposit. References requested and responded to and move in date agreed. Delighted with service provided and so pleased we have peace of mind of new tenancy so quickly and let

Tenant - Rental Property



Buying your first home can be a little daunting but everyone at Carousel was so friendly and helpful. I would definitely recommend them to anyone. Thanks so much for all your help!

Buyer - Emma



We found the staff at Carousel to be professional, reliable and informed. Nothing was too much trouble. A very efficient service.

Buyer - Mr & Mrs W



Small but mighty - that’s how I would describe this company and boy were we lucky to find them. Highly recommend, their Customer Service is top notch. They helped us find a rental, when we lived 4000 miles away in USA and moved last summer in the midst of Covid. Liz was absolutely first class. Having met Jonny too who is spot on with the needs of renting it.

Tenant - Jean S



Great service from Liz and co would highly recommend if anyone is looking to rent a property or even purchase

Tenant - Craig



Sold my house through Carousel Estate Agents. Brilliant service from start to finish. Sold my property within a month. Special thanks to Jonny, Liz and Julie who dealt with my sale. A local business with an amazing service and for an amazing price.

Vendor - Mark



Has been very good services so far. Agents seem to be open to discuss the issues and everything has been managed fast and efficiently.

Tenant - Dmitrij



I completed my sale on Friday 23/10/2020 and without the massive efforts of Liz and Julie I would be still awaiting a date!. Julie went above and beyond to make sure the completion went through and kept me informed every step of the way. My stress levels were rising however, Julie reassured me and give detailed feedback re progress. My buyers were so impressed by Liz.

Vendor - Sarah L

How Much is Your Property Worth?

How Much is Your Property Worth?

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